Technology will decide who lives and dies

9

October

2016

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Some of the most important cognitive abilities of the human brain are perception, attention and motor skills, which lead to decision-making and problem solving. With the latest technology these abilities are implemented into physical objects, with the hope of solving society´s toughest and most pressing problems. The technology behind this idea is called “Internet of Things” (IoT).

The concept of the “Internet of things” creates a world where physical objects are seamlessly connected to the virtual world by embedded sensors, networking and communication-technologies. As a result, traditional ‘things’ will become intelligent, autonomous and active participants of our daily lives.

Therefore, the concept of the “Internet of things” is considered to be a disruptive technology that can create new and change existing industries. A Self-driving car is one of the achievements of the latest IoT solutions. Automobile companies like Tesla have understood the benefits and future opportunities for integrating IoT technologies into their core businesses. Self-driving car experiences are shared among people on YouTube, which create highly positive reactions. Through sensor technologies embedded in the car such as road condition sensors, vehicle sensors and hands-free systems the driver does not have to take control of the steering.

If these technologies are introduced to a wider range of automobiles, this will undoubtedly create several benefits. First and foremost, it will lead to fewer accidents because the leading cause of most automobile accidents today is driver error. Alcohol, drugs, speeding, aggressive driving, inexperience, slow reaction time and ignoring road conditions are all contributing factors.

Now, imagine a city with only self-driving cars, where every car follows the speed limit, indeed then there can be a decrease in accidents and traffic jams because everything is controlled by technology. Furthermore, the car will take the passengers to their destination, without or with only minimal physical involvement of the driver.

But what if somebody runs into the street right ahead of the car and a crash is inevitable, with the only two options being a) you crash and die, or b) the car crashing into the person who ran on to the street?

Engineers at MIT are already working on this case referred as “Moral Machine”. The concept of “Moral Machine” is, it lets people judge a series of accident scenarios to decide who lives and who dies. A driver can participate in a simulation, where he can choose from a variety of victims like animals, criminals, men, women, young and old. After the driver has judged who he prefers to protect most and kill most the information will be crowdsourced. The goal behind this research is to find an answer, how machines should handle these moral dilemmas.

Despite the numerous ethical concerns, the failure of the technology can lead to unexpected and unpredictable behaviour which can have devastating effects on people’s life. If we allow a machine to make moral-decision then networks need to be properly secured as studies have shown how hackers were able to connect to the on-board system and take over the control of the car. Hence, the first challenge is to provide secure, protected and reliable technologies. Otherwise we will all end up like the guy from the movie “Ex Machina”.

Hit the link and try out the “Moral Machine” –> http://moralmachine.mit.edu/

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Cringle: The Money Message

9

October

2016

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Picture this: It’s a Saturday night, you’re out on a date with this lovely woman and the two of you just enjoyed a meal at that cute little place down-town. The two of you have really hit it off and after dinner you want to invite her to your apartment for some drinks. However, as you reach for your wallet, you notice it’s nowhere to be found – you must have left it in the other jacket you were wearing the other day. Oh boy, no sugar tonight for you my friend!

With all that is going on in our busy lives nowadays you might leave the house without taking a shower, brushing your teeth or putting on make-up, but the one thing you will never forget, is your smart phone.

While this showcases how attached we have become to our mobile devices, and one can argue that is not a good thing, in the above situation, your smart phone can be your lifesaver.Why you ask? Because the “Cringle” app in da house yo.

What is it, and how does it work?

Cringle was developed in year 2014.The app allows the smart phone user to transfer money between bank accounts, without the need of IBAN or TAN information.(Cringle GmbH,2016)

Cringle is a payment system that can be explained in 4 easy steps:

1.Download your Cringle-app
2.Set app login
3.Add your bank account
4.Start transacting using Cringle

How different is the Cringle app from mobile wallets?

Cringle is a system that transfers money directly form one bank to another. In contrast, mobile wallets act as an intermediary between two bank accounts. Cringle is directly linked to your bank account and you can send money without entering debit/credit card details or even knowing the receiver’s account number.

Cringle´s functionality can be explained by comparing it to “WhatsApp” because money transactions become like messages. People can send you money by using your phone number as a reference. If you want to make  a payment, just enter the number on the payment page of the vendor and you will receive an alert on your mobile asking you to authorize the transaction.

Indeed, Cringle change the way how we receive and pay money. Whether you have to pay your electricity bill, school fee or a slice of a pizza. Cringle is an efficient alternative to mobile wallets and make cashless payments faster and easier.

However, due to the fact that you always need a mobile number to transfer money is not very suitable. For instance, in the case of the above mentioned scenario, I need the mobile number of the restaurant and vice versa. Who wants to give his or her private number to a guy from a kebab or chicken curry restaurant?

I suggest Cringle to have a look at the Unified Payment Interface (UPI) system, which has been developed this year in India. Basically, it’s the same idea like Cringle, but instead of using mobile number to transfer money, one can create a virtual ID, which connects with your bank account.

Reference

Cringle is the best way to send money. Secure, easy, free. – Cringle. (2016.). Retrieved from https://cringle.net/en

New to UPI? Here’s how to navigate through it – The Economic Times. (2016.). Retrieved from http://economictimes.indiatimes.com/markets/stocks/news/new-to-upi-heres-how-to-navigate-through-it/articleshow/53955317.cms

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